Le Annual Percentage Rate allows you to compare two finance offers. To do this, you first need to make sure that the sum borrowed is identical in all the offers you wish to compare.

Administration fees, guarantee fees, brokerage commissions and insurance are all part of the costs taken into account for this calculation. Added to the interest amounts, the sum is used to define the TEG. The lowest TEG, using the same criteria, corresponds to the cheapest financing offer.