Listen to our playlist specially designed for the occasion!
New energy requirements, difficulties in obtaining a loan, don't panic, we'll explain everything and maybe even put a smile on your face.
Adjusting your loan repayments: a solution to overcome certain difficulties
Press review
Press review, Insurance
The end of the year is full of government announcements!
This week, it's the turn of loan insurance to monopolise the attention of the National Assembly.
The Assembly has approved a bill that would allow customers to change their loan insurance at any time, rather than on the anniversary date.
The bill still has to be debated in a public session tomorrow and then examined by the Senate before being definitively adopted.
We will, of course, keep you informed of any progress.
Do you have a question about loan insurance? Alsace Conseil Courtage is also a loan insurance broker.
lesechos.fr
Press review, Project
2 weeks ago, we told you about the extension of the PTZ, which was under discussion.
Now its little brother, the eco-PTZ, could be extended until the end of 2023.
As well as being extended, the amount and duration of the loan will also be increased, from €30,000 to €50,000 and from 15 to 20 years.
So now's the time to study your borrowing capacity so that you can carry out your energy renovation projects!
dossierfamilial.com
Press review, Investment
Tax-free rental income, no management constraints, buoyant and profitable property markets. There are many advantages to investing in LMNP, and this article provides a clear and detailed list of them.
Bare or furnished rental, geographical location of the property, type of eligible assets, applicable tax regimes, loan interest - these are all parameters to be taken into account and questions to be asked when making this type of investment.
Our wealth management team is here to help. It will be able to advise you and offer you solutions tailored to your needs.
Bare or furnished rental, geographical location of the property, type of eligible assets, applicable tax regimes, loan interest - these are all parameters to be taken into account and questions to be asked when making this type of investment.
Our wealth management team is here to help. It will be able to advise you and offer you solutions tailored to your needs.
enquete-debat.fr
Our commitments
Reactivity
We remind you in the 24h and invite you to a meeting in the 7 days
We adapt to your availability by being flexible in our working hours.
Availability
We use various communication channels to talk with you
As connected brokers, we can adapt to any generation. Contact us by SMS, Messenger, Whatsapp, email, mobile phone and even... landline.
Follow-up
We take care of of all and hold you informed
We'll be with you every step of the way, acting as an intermediary between the various parties involved until your project is finalised.
Transparency
Your interest is our priority
We always put our customers' interests first and work with them impartially to choose the most appropriate solution.
Support
We are adapt
Whatever your experience in financing, your broker will be able to adapt his approach to your knowledge.
Match with your advisor
Find out about your project and put together your file
By telephone, video or face-to-face appointment, at your home or at our offices, meet your broker and present your project
Consulting banks and negotiating your terms and conditions
Once the financial package has been optimised and your broker has highlighted the advantages of your application, it is time to presented to banks best suited to your borrower profile
Presentation of proposals and selection of the best offer
Your broker will get back to you to present the various banks' proposals during a face-to-face or telephone meeting. Together, you can weigh up the pros and cons of each of them in order to only one.
Mission accomplished!
You have purchased, bought or invested and are satisfied with our services.
All you have to do is leave us an #avis on the networks and recommend us with your friends.
#sponsorship
All you have to do is leave us an #avis on the networks and recommend us with your friends.
#sponsorship
Editing and checking the loan offer for signature
You can sign electronically or return your signed loan offer by post, taking care to respect the withdrawal period of 11 days (Scrivener law), even if you're impatient!
Appointment at the bank and acceptance of terms and conditions
Meet your new advisor at an in-bank meeting, during which the following points will be discussed conditions are metthe updated file. The final elements (insurance, account management and services, etc.) are clarified.
Whenever we can, we'll be there with you.
Whenever we can, we'll be there with you.
These are our customers that say the most about us!
Have you also enjoyed working with us?
Tell us about it on :
Finally convinced! Contact us now!
Refer a friend and receive up to 300€ for all completed files
by filling in our dedicated form
or by telephone on
Current rates
over 10 years
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over 15 years
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over 20 years
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over 25 years
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the rates advertised are an average calculated on the basis of the rates obtained for loans taken out over the last 6 months. To find out the rate best suited to your borrowing profile, contact us.
Last updated on 09/05/2023
Estimate your monthly payment before call us
This monthly payment does not take into account your borrowing profile. The desired monthly payment will have to be re-evaluated upwards or downwards depending on your personal and professional situation (seniority, type of contract, etc.) and financial (income, savings, contributions, etc.), but also of the bank conditions and the cost of loan insurance. And no, it's not that simple...
Contact us for a detailed analysis of your borrowing capacity. That's the advantage of being a broker.
La quality of financial proposals to our customers depends on the diversity of our banking and insurance partners.
We are one of the few brokers to have been able to retain all its banking agreements from 2021 to better satisfy you.
Interfimo
CARDIF
METLIFE
HODEVA
ALPTIS
AFI ESCA
CREDIT LYONNAIS LCL
CAISSE RÉGIONALE DE CRÉDIT AGRICOLE ALSACE VOSGES
CAISSE D'EPARGNE ET DE PRÉVOYANCE GRAND EST EUROPE
BANQUE POPULAIRE ALSACE LORRAINE CHAMPAGNE
BNP PARIBAS
